Great American Financial Resources, Inc. (GAFRI) flies the patriotic banners of retirement products and insurance. Its principal subsidiary, Great American Life Insurance Company (GALIC), has marketed insurance products since 1959. The company sells retirement products, primarily fixed and variable annuities. Independent agents and financial advisors sell GAFRI's products to its core customers: teachers, government employees, and folks working in the not-for-profit sector. It also services select traditional life and long-term care policies that are not actively marketed. GAFRI is owned by American Financial Group.