S&T Bancorp is the bank holding company for S&T Bank, which serves customers from more than 50 branch offices in western Pennsylvania. Targeting individuals and local businesses, the bank offers such standard retail products as checking, savings, and money market accounts; CDs; and credit cards. Business loans, including commercial mortgages, make up about three-fourths of the company's loan portfolio; the bank also originates residential mortgages, construction loans, and consumer loans. Through subsidiaries, S&T Bank sells life, disability, and property/casualty insurance; provides investment management services; and manages the Stewart Capital Mid Cap Fund.